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Home Purchase
The purchase of a home is the largest purchase most people make during their lifetime.
Whether you are first-time buyer or an experienced buyer with excellent credit, we have access to the very best products and rates available across Canada. Give us a call… we think you’ll be pleasantly surprised!
Mortgage Pre-Approval
If you are looking for a new home, be sure you are pre-approved. With a mortgage pre-approval, a licensed mortgage professional can do a more complete verification prior to sending you shopping for a home, and with that done, the dollar figure you are going shopping with is actually what you can spend.
Fixed Rate vs. Variable Rate
The decision to choose a fixed or variable rate is not always an easy one. It should depend on your tolerance for risk as well as your ability to withstand increases in mortgage payments.
Understanding your Credit Report
As credit has become more and more abundant in our society, your credit report, and thus your credit rating, has become more important in your daily life.
Determine the Right Term
Choosing the mortgage term that is right for you can be a challenging proposition for even the savviest of homebuyers.
Pay Off Your Mortgage Faster
Mortgages in Canada are generally amortized between 25 and 35 year terms. While this seems a long time, it does not have to take anyone that long to pay off their mortgage if they choose to do so in a shorter period of time.
Self-Employed Solutions
While many Canadians take advantage of self-employment opportunities, those who are self-employed sometimes face roadblocks when they are in the market to obtain personal financing, such as a mortgage or vehicle loan.
