Debt Consolidation

Why use Saran Mortgages?

You can go to every bank one at a time or you can go to them all at once with a mortgage agent at Saran Mortgages – one and done.
Apply online in minutes from the comfort of your home
Rates as low as you go!
Get unbiased expert advice with hundreds of options no single bank can provide
Secure a rate hold for up to 120 days
Fast we mean really fast service
Save a ton of time and money with our pre-negotiated rates and terms

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Debt Consolidation Tips

As you pay down your mortgage, you’re accumulating what’s known as “equity” – which just means an amount of money you’ve put in toward paying off the total amount of your mortgage. Essentially, what happens is that your mortgage lender agrees to absorb all or a portion of your debt back into your mortgage. The amount that is available is typically determined by both your equity and the practices of the lender. Every financial situation is different. If you’re interested in learning more about your options for managing your unique situation, a mortgage broker can be a valuable resource.

Estimate Rate Debt

Eliminate your high-interest rate debt, in favor of a lower interest rate

Save Money

Save money month to month while you also increase your cash flow and get out from under heavy monthly payments.

Adjust Your Habits

Change the course of a financial situation that may have gotten out of control.

Speak To A Broker

Talk to a Broker about Debt Consolidation and Refinancing.

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You can go to every bank one at a time or you can go to them all at once with one application why not be one and done– something no bank can do ! With exceptional service, expert advice we will save you thousands.

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Our Mortgage Process Simplified.

At Saran Mortgages want to provide you with a stress-free mortgage experience.

Pre Approval Consultation: You’ll discuss what your situation and needs are with our mortgage brokers so we can provide the options with pros and cons to each. From here, you’ll fill out an application online or in-person and upload the necessary documentation; you’ll then receive a pre-approval and budget so you can begin your search.
Make An Offer On Your Home and Gather The Necessary Information: We’ll review and gather employment letters, pay stubs, and all necessary documents to make sure there are no surprises at the end.
Select a Lender: Together we’ll review lender options and the type of loan that best suits you.
Mortgage Loan Submission Mortgage Load Approval: We are notified of the approval and we then ensure with you any outstanding conditions are met prior to funding.
Prepare Mortgage Documents: Your mortgage documents are completed and you can sign them from the comfort of your home or come in to sign.
Mortgage Funding: Your mortgage funds are then transferred by wire to your lawyer on your closing date.
Move in and love your new home – CONGRATULATIONS!

Manage All Of Your Debt, Easily

Credit card debt is a scary thing for all of us. Sometimes, in the blink of an eye, it feels like our debt has grown so big that we’ll never be able to get out from under it. Refinancing the equity in your mortgage can be a valid option for helping manage all of your debt. While many people are anxious, it’s actually a very common practice and has helped many people get their finances back on track. As you pay down your mortgage, you’re accumulating what’s known as ‘equity’ – which just means an amount of money you’ve put in toward paying off the total amount of your mortgage. Your mortgage equity can be used in many ways that most people are already familiar with, such as renovating or adding features to your home. But what many people don’t know is that you can also use your mortgage equity to pay down any debt that you may have including credit cards, car loans, and lines of credit.